Focus on these 6 critical considerations when planning long-term care for Alzheimer’s

When a loved one is diagnosed with Alzheimer’s, families are faced with difficult decisions that touch every part of life—medical care, finances, living arrangements, and emotional well-being. Planning ahead for long-term care can feel overwhelming, but breaking it down into clear priorities makes the process more manageable.

Here are six critical considerations every family should focus on when planning long-term care for Alzheimer’s:

1. Level of care needed now—and in the future

Alzheimer’s is progressive, which means care needs increase over time. Early stages may only require reminders and light support, while later stages often demand 24/7 supervision and medical assistance. Start by honestly assessing your loved one’s current needs while preparing for the reality that those needs will grow.

2. Choosing between home care and care facilities

Many families want their loved one to stay at home as long as possible, but this requires realistic planning. In-home care may involve hiring aides, modifying the home for safety, or family members stepping into caregiving roles. Care facilities, such as memory care units, provide specialized staff and resources but come with financial and emotional trade-offs.

3. Legal and financial planning

Alzheimer’s makes conversations about Power of Attorney (POA), guardianship, and conservatorship essential. A neutral professional fiduciary, like Springs Fiduciary Services, can step in to ensure your loved one’s wishes are honored while protecting family relationships from strain. The earlier these decisions are made, the smoother the future transitions will be.

4. Cost of care and funding options

Alzheimer’s care is expensive—whether at home or in a facility. Families should explore all resources, including long-term care insurance, veterans’ benefits, Medicaid, or personal assets. A fiduciary can help manage these finances responsibly, ensuring money is directed where it’s needed most.

5. Medical advocacy and coordination

Alzheimer’s patients often see multiple doctors and require complex medication schedules. Having a trusted advocate—whether a family member or fiduciary—helps ensure that medical care is consistent, coordinated, and aligned with your loved one’s values.

6. Emotional and caregiver support

Caring for someone with Alzheimer’s impacts the entire family. Support groups, counseling, and respite care are not luxuries—they are lifelines. Planning for caregiver well-being ensures your loved one receives better care, while protecting your family’s health in the process.

Planning long-term care for Alzheimer’s is not easy, but it is essential. The earlier you start addressing these considerations, the more stability and peace of mind you can create for both your loved one and your family.

At Springs Fiduciary Services, we walk alongside families in these challenging moments, offering guidance, financial management, and healthcare advocacy. We’re here to provide compassionate, professional support so you don’t have to face these decisions alone.